For decades, the 4% rule was treated almost like gospel in retirement planning circles. It sounded so clean, so reassuring: withdraw 4% of your portfolio in year one, adjust for inflation each year ...
Don't bank too heavily on a strategy that may not meet your needs.
The 4% rule has you withdrawing 4% of your savings balance your first year of retirement and adjusting future withdrawals for inflation. You need to consider your investment mix and retirement age ...
Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.
For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...