The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head of retirement research at PGIM DC Solutions, 61% of financial advisors use ...

Among the more remarkable numbers these days is the calculation that an estimated 10,000 boomers are turning 65 every day until 2030. Yet in critical ways the financial services industry isn't well ...

For the past three decades, retirees have been encouraged to apply the 4% rule. The retirement spending strategy involves living during your first year of retirement on 4% of the money you have ...

After decades of hard work, retirement should be a time to enjoy the fruits of your labor. But figuring out how to make your retirement funds last, especially in an uncertain or volatile economy, is ...

You might want to rethink everything you thought you knew about retirement withdrawals. The famous 4% rule, which has guided retirees for three decades, is under intense scrutiny from financial ...

It sounds like something that should not happen. You did the math. You talked to a financial planner. You saved for decades, built a balanced portfolio, and followed what millions of Americans ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

Forbes contributors publish independent expert analyses and insights. I write about building wealth and achieving financial freedom. Oct 08, 2023, 04:15pm EDT Oct 09, 2023, 11:12am EDT This article is ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.