For decades, the 4% rule was treated almost like gospel in retirement planning circles. It sounded so clean, so reassuring: withdraw 4% of your portfolio in year one, adjust for inflation each year ...

Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from ...

There are serious flaws that need to be talked about.

The strategy, which begins with withdrawing 4% of your retirement savings in Year One then increasing that amount proportionate to inflation in subsequent years, should theoretically result in ...

The 4% withdrawal rule is pretty popular among retirees, but you can get away with a 5.5% withdrawal rate with this strategy ...

Financial personality Suze Orman has questioned whether the traditional 4% rule, a decades-old retirement planning guideline, is still safe to apply rigidly in today’s environment. The rule suggests ...

The 4% rule has you withdrawing 4% of your savings balance your first year of retirement and adjusting future withdrawals for inflation. You need to consider your investment mix and retirement age ...

I find the rule too restrictive. I'd rather adjust my withdrawal rate from year to year based on market conditions and my personal spending needs. It's a system that just doesn't work for me. As ...

Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.