A lot of people feel that saving for retirement is a difficult thing. But many seniors also struggle to spend their ...

There are serious flaws that need to be talked about.

Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from ...

For decades, the 4% rule was treated almost like gospel in retirement planning circles. It sounded so clean, so reassuring: withdraw 4% of your portfolio in year one, adjust for inflation each year ...

I am shifting from the 5% Rule to a 4% yield focus, blending income and growth for optimal long-term wealth building. Read more on the strategy here.

Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.

The 4% rule has you withdrawing 4% of your savings balance your first year of retirement and adjusting future withdrawals for inflation. You need to consider your investment mix and retirement age ...

I find the rule too restrictive. I'd rather adjust my withdrawal rate from year to year based on market conditions and my personal spending needs. It's a system that just doesn't work for me. As ...

William Bengen now recommends a 4.7% withdrawal rate instead of his original 4% rule. Converting $333,000 of a $1M portfolio into an annuity could boost annual income to $52,667. 61% of financial ...

The 4% withdrawal rule is pretty popular among retirees, but you can get away with a 5.5% withdrawal rate with this strategy ...