Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.

I am shifting from the 5% Rule to a 4% yield focus, blending income and growth for optimal long-term wealth building. Read more on the strategy here.

Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

The 4% rule is a strategy designed to help your retirement nest egg last. It has you withdrawing 4% of your savings your first year of retirement and adjusting future withdrawals for inflation. The 4% ...

Retirement readiness depends on investment account balance rather than reaching a specific age. A $60,000 annual spending need with $25,000 from Social Security requires an $875,000 nest egg under the ...