A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and Roth. Here’s how they work.

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

This straightforward guide breaks down the details on what exactly your 401(k) retirement account can and can't do for you in retirement.

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

Are you on track to save more than your fellow Americans for retirement or are you falling behind?

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: ...

When facing a financial emergency, accessing money in a 401(k) plan can feel a bit like being stranded at sea: surrounded by water, yet unable to take a drink. Your money is there, it’s just not ...

The number of layoffs in October was 175% higher than a year earlier, according to one private-sector report. For workers who lose their job, it's important to consider what to do with their 401(k) ...

Trump briefly supported penalty‑free 401(k) down payments. Experts explain when using retirement savings for a home helps -- and when it can backfire.

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

I said something that sounds outrageous at first: put 100% of your 401(k) in one fund. For many savers, the 401(k) is the main nest egg. That is why the choice inside it matters more than almost any ...