An individual may elect to defer some of their wages into a retirement plan through their employer's plan . That deferral ...

If it applies to you, it's worth taking advantage of.

Starting this year, some tax breaks will be off-limits for some retirement savers. That’s because of a new provision from ...

For years, high earners have loved the age 50+ catch-up contribution. With it, they could blow up their retirement savings while lowering their current-year tax bill — a valuable deduction during peak ...

Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.

For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...

Last year, the IRS issued final regulations related to limits set by the SECURE 2.0 Act to pre-tax contributions that employees aged 50 or older can add to their 401(k) plan as of January 1 this ...

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...