An individual may elect to defer some of their wages into a retirement plan through their employer's plan . That deferral ...

Starting this year, some tax breaks will be off-limits for some retirement savers. That’s because of a new provision from ...

For years, high earners have loved the age 50+ catch-up contribution. With it, they could blow up their retirement savings while lowering their current-year tax bill — a valuable deduction during peak ...

If it applies to you, it's worth taking advantage of.

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...

For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...

Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.

Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free growth, ...

Workers ages 50 and older can make catch-up contributions in a 401(k). Starting this year, higher earners will be barred from making pre-tax catch-ups. It's important to plan for that, since it could ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...