The law says if you start your Social Security checks before full retirement age, your benefit will be reduced five-ninths of 1% for each of the first 36 months of reduction and five-twelfths of 1% ...

You're allowed to sign up for Social Security at any point once you turn 62. You'll face a reduction in benefits for claiming before full retirement age. Permanently cutting your benefits could hurt ...

Retiring early can result in a reduced Social Security claim. Most people know that early filing penalties reduce the amount they receive. Your Social Security benefits could also be smaller for ...

Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66). I would like to retire and enjoy some time with him before he gets too much older. I do not want to have my ...

I hear one or both of these rumors about Social Security benefits all the time from readers. Rumor 1: “I have been told that if I take a reduced Social Security benefit at 62, when I reach my full ...

Learn how your retirement age impacts your monthly Social Security benefits and which option could cost you the most in ...