It sounds like something that should not happen. You did the math. You talked to a financial planner. You saved for decades, built a balanced portfolio, and followed what millions of Americans ...

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

A recent paper has called into question the generally accepted rule that four percent is the amount you can safely withdraw from IRAs, 401(k) accounts, and retirement savings to generate reliable, ...

You may have heard of the “4 percent rule” when it comes to retirement. The idea is simple: After you retire, you withdraw 4 percent of your investment portfolio each year. In theory, this helps ...

I am shifting from the 5% Rule to a 4% yield focus, blending income and growth for optimal long-term wealth building. Read more on the strategy here.

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

When it comes time for the fun part — spending the money one has been busy squirreling away their whole life — there are several strategies for doing so. One of the most common is the 4% Rule. It ...