If your FRA monthly benefit is $2,778, for example, waiting until 70 would boost that to $3,575. Starting at 62, though, will ...

Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA. Adding guaranteed income to a target-date portfolio has the potential to ...

This article adheres to strict editorial standards. Some or all links may be monetized. For many Americans, retirement isn’t just about getting by — it’s about living comfortably and maintaining a ...

Key Takeaways Financial experts say you'll need about 70% to 80% of your pre-retirement income to maintain your lifestyle in retirement.For the median U.S. household income ($83,730), you'd need about ...

Most retirees focus on the wrong metric - and it could cost them everything. This income framework turns volatility into an advantage. A single portfolio shift could dramatically reduce retirement ...

Gold and dividend stocks both have a place in retirement portfolios, but they also serve different purposes.

Taxes can be a huge burden in retirement. Roth IRAs and 401(k)s give you access to tax-free withdrawals. If you can't fund one of these accounts directly, you could do a Roth conversion -- carefully.

A critical part of an overall financial plan, regardless of age, is having goals for how you will live and spend in the short and long term and managing the assets you have accumulated to fund those ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Here are the most meaningful developments retirees and pre-retirees should ...