Buyout decisions have become increasingly common for those with a pension plan. If you get this offer, the most important questions to deal with include when you would you receive the payout, and how ...

A lump-sum payment is a one-time financial disbursement rather than multiple smaller payments over time, often used in ...

When companies offer a pension, it's common to give retirees two options: collect the pension as a lifetime monthly payment ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, economics, and public policy. Peter began covering markets at Multex (Reuters) and has ...

Should they move the pension as a lump sum?

The annuity's payout rate beats today's Treasury yields, yet the math still favors the lump sum across almost every realistic life expectancy. How can that be? See the breakeven math → There's a tax ...

A caller named Alex asked Wes Moss a question that lands in millions of mailboxes every year: take a $58,000 lump sum pension or $411 a month for life. Moss pulled out a single calculation he calls ...

A caller named Alex phoned into The Clark Howard Podcast recently for help with a decision most pension holders only get to make once. Should he take $411 per month for life, or accept a $58,000 lump ...

If you’re lucky enough to have a pension, be careful with your payout choices. Pension elections are irreversible. Under many ...