The tweak to the legendary “4% Rule” is slightly above last year, thanks to improved capital markets assumptions.

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

Retirement should feel like a reward for decades of hard work. Yet for many Americans, the dream of financial freedom ...

In this podcast, Motley Fool retirement expert Robert Brokamp discusses the pros, cons, and trade-offs of various retirement-account withdrawal strategies with Christine Benz, director of personal ...

Retirement planning has undergone a serious upgrade recently. That famous 4% withdrawal rule everyone swears by? It's officially outdated. The new safe number is 4.7%, and it changes everything. The ...

Several retirees transfer much of their savings to cash. This is because when there are bills payable, cash is easy, stable, and accessible. The possession of cash ensures that you have money ...

For decades, many Americans have been taught one simple retirement rule: When you stop working, stop taking risks. So retirees do what feels responsible. They move money into cash. They park savings ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. Morningstar’s annual safe withdrawal rate research suggests that new retirees consider a 3.9% starting withdrawal if they’re looking for the ...

New retirees might enter a different environment than their predecessors—the economy or market might have changed slightly or dramatically. Morningstar researchers have investigated and identified ...