Take a tax hit today to avoid one later?

A Roth conversion means taking a tax hit today to avoid one later, so if you expect to be in a lower tax bracket in ...

Roth conversions are widely considered financially advantageous. Financial advisors often recommend them, and online ...

This article is about the pros and cons of Roth conversions for different age groups.

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The answer may depend on how you go about it. A Roth conversion can provide ...

For many retirees, taxes don’t disappear once the paychecks stop; they simply change form. Withdrawals from retirement ...

Two financial planners take on the establishment with a new view on retirement taxes Should you do Roth conversions? Stick to the math for the answer. When it comes to paying taxes, less is obviously ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

It's not a complicated strategy, but you may need to plan ahead.

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...

Semi-retirement may work when portfolios cover most living costs and flexible work bridges the remaining income gap. Find out ...

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the time of ...