A debt-to-income ratio under 36% is ideal ...

DAYTON — Ohioans are facing financial strain as auto loan interest rates climb to nearly 11%, surpassing the national average of over 8%. Americans collectively hold $1.7 trillion in auto debt, ...

U.S. consumers owe a record $1.66 trillion in auto loan debt, according to the Consumer Federation of America, making it the largest category of consumer debt after mortgages. Nearly one in five (19.3 ...

Cash-out auto refinancing might help you secure better loan terms and access a lump sum of cash, but there are drawbacks to ...

Rising car prices and long loan terms are leaving more American drivers owing far more on their vehicles than they are worth.

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

Newly published data from Edmunds shows that upside-down car loan debt hit an all-time high in the third quarter of 2025. 28.1 percent of cars traded in during Q3 2025 were worth less than what the ...

New Edmunds analysis shows that more than 25 percent of new-car buyers in the United States are underwater on their car loans ...

SALT LAKE CITY — The average price that drivers pay for their cars has never been higher. Now, Utahns are also carrying nearly the fastest-growing car loan debt in the nation. Utahns are now carrying ...

This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps ...