Don't bank too heavily on a strategy that may not meet your needs.

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

It sounds like something that should not happen. You did the math. You talked to a financial planner. You saved for decades, built a balanced portfolio, and followed what millions of Americans ...

As a financial planner in the early 90s, William Bengen sought to identify a safe retirement withdrawal rate for his clients. The research he published created what is known today as the 4% withdrawal ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Retiring is a major transition, and it is understandable ...

The 4% rule is a popular strategy for managing retirement savings. Suze Orman thinks 4% may be too aggressive a withdrawal rate today. She recommends a more conservative approach coupled with other ...

The purpose of the 4% rule is to help you avoid depleting your savings in retirement. The rule may not work for you for a number of reasons. The best thing to do is use the 4% rule as a starting point ...

For nearly three decades, the "4% rule" has been the go-to guide for retirees and financial planners alike. Simple and elegant, it promised a way to convert a lifetime of savings into a steady income: ...