Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Empire of America is a retail mortgage banking firm that operates as a creditor rather than a broker. That structure allows ...

Homebuyers are finally seeing some relief in the final months of 2025. Recent back-to-back Federal Reserve rate cuts have pushed 30-year fixed mortgage interest rates down to the low-6% range, which ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

US mortgage rates in 2026 are expected to stabilize in the low-6% range. Explore expert forecasts, Federal Reserve insights, ...