There are five pathways to retirement, each having its own risk profile for adjustment distress and mental health complications. Are you on a low, moderate, or high-risk pathway?

Understanding each part of your federal retirement can help you plan when and how to retire and avoid surprises.

During years reporting on personal finance, I've written frequently that Social Security provides an important — though ideally not dominant — stream of income that helps cover essential expenses for ...

AARP, along with the HerMoney founder and former NBC "Today" show financial editor, have an important message for American workers saving for retirement.

Social Security benefits go a long way for millions of retirees, lifting around 16 million adults age 65 and older out of ...

Think you're saving enough for retirement? 11 signs you're not (and how to catch up).

Medicare starts at 65, but Social Security follows completely different rules that most people don't understand.

Waiting until full retirement age ensures that you receive your monthly benefits without a reduction. Filing early, which you ...

The typical American worker is entering later life with far less put away than many experts say is needed for a secure retirement, according to a new analysis that shows gaps in savings, access to ...

A TIPS ladder is a self-liquidating portfolio designed to provide inflation-adjusted income over a defined time horizon. In ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

You may be entitled to spousal benefits from Social Security based on a current or ex-spouse's record. It's important to claim those benefits strategically to make the most of them. It's also ...