FHFA reports steady mortgage performance and a modest rise in forbearance activity as Enterprises continue foreclosure ...

U.S. banks are struggling to understand how their residential mortgage portfolios will perform this year, because borrower-assistance programs during the pandemic have clouded who will be able to pay ...

Servicers face tough decisions on when to record loan modifications as defaults increase, state laws vary, and the Uniform Mortgage Modification Act gains traction.

The mortgage industry is moving beyond traditional “workhorse” loans as lenders adopt specialized products, technology, and ...

The median age of owner-occupied homes was 41 years in 2023, according to a National Association of Home Builders analysis of ...

Key Points ・The Department of Education has resumed Income-Based Repayment (IBR) loan forgiveness, sending out approval ...

The U.S. consumer watchdog on Thursday finalized two rules relaxing mortgage-lending requirements regarding a borrower's ability to repay, in a bid to boost the range of products available to ...

Realtor.com economists expect that mortgage rates won’t move much during the government shutdown and will then ease once the ...

A mortgage company can change the terms if interest rates or your closing costs change. Lenders might not have any control over some changes to closing costs.

IBR plans are designed to keep monthly payments affordable by tying them to a borrower's income, with the potential for loan ...