It’s a good problem to have: too much money saved for retirement and additional funds to leave to your heirs. Will you be one of the many who never spend it all?

For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure ...

Separating the facts from fiction is an important first step toward building a retirement plan that's grounded in reality rather than being based on incorrect assumptions.

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...