For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure ...

Separating the facts from fiction is an important first step toward building a retirement plan that's grounded in reality rather than being based on incorrect assumptions.

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...

Once that money is distributed, you can use it as you please. So if I don't need my RMDs to cover bills, part of my plan is to simply reinvest the money in taxable accounts.

There are five pathways to retirement, each having its own risk profile for adjustment distress and mental health complications. Are you on a low, moderate, or high-risk pathway?

Nearly 6 in 10 retirees carry debt, according to the Federal Reserve. See what types are the most common in this age ...