I earn reasonably well. I’m not wealthy, but definitely stable. I have a pension, some savings, and a sense that I’ve managed to escape the constant financial anxiety I grew up with. And increasingly, ...
There are five pathways to retirement, each having its own risk profile for adjustment distress and mental health complications. Are you on a low, moderate, or high-risk pathway?
Discover the Social Security change for 2026 that could impact your monthly benefits while working in retirement and learn how to best prepare for this rule.
Understanding each part of your federal retirement can help you plan when and how to retire and avoid surprises.
This guide details important mistakes to avoid when using your health savings account for a better financial return in retirement.
Family members are increasingly caring for aging parents or spouses as the U.S. population gets older. Caregivers' ...
SSA data shows how much upper-class retirees receive in Social Security at age 83, and why high earners can collect far more ...
According to data from investment management firm Vanguard, the average 401 (k) balance for a 64-year-old in 2024 was ...
You can file for benefits as early as age 62. Delaying benefits up to age 70 will earn you more per month. While research ...
Many people estimate retirement expenses based on rough guesses rather than detailed numbers. They assume spending will drop ...
One of the most important concepts to understand as you map out your financial future is the “income floor,” a strategy that ...