A home burning down due to a wildfire will generally be covered up to the insured amount minus depreciation under dwelling coverage, belongings will be covered under personal property coverage, and the cost of relocating temporarily may be covered by loss of use coverage, he adds.

Lawmakers from across California announced new legislative proposals Thursday intended to speed up rebuilding and recovery efforts in Los Angeles County as thousands remain evacuated from their homes.

John Hope Bryant writes about how the solutions—creative, bold, and compassionate—to this devastating crisis are in our hands.