Australia's central bank has left indebted households and businesses waiting longer for much-needed relief with its decision ...

In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account ...

Besides taking out a mortgage, your best bet for homeownership is to buy a house in cash. Less common mortgage alternatives include rent-to-own agreements and owner/seller financing. Both rent-to ...

The FHA requires mortgage escrow accounts for any loans the agency insures. How an FHA Loan Works FHA loans are government-backed, fixed-rate mortgages insured by the Federal Housing Administration.

Explore the current 15-year mortgage rates, plus how to get the best rate for your needs and whether a 15- or 30-year mortgage is right for you.

Mortgage rates are subject to frequent changes, as much as multiple times a day. These fluctuations respond to shifts in economic indicators, market conditions, and lender policies.

A 3-2-1 buydown mortgage offers borrowers a three-year break from high interest rates. However, they must be ready to pay the original rate from the fourth year onward.

The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, an encouraging sign for home shoppers facing rising home prices.

Mortgage rates are holding near a two-month low, with average 30-year fixed rates having fallen just below 6.7%, according to Bankrate data. After weeks of hovering close to 7%, it's a positive ...

Mortgage rates fell this week, according to data from Freddie Mac released on Thursday. The average rate on the 30-year fixed mortgage is 6.77%, down from 6.81% last week.