The federal funds rate is the rate at which banks borrow and lend to one another. While the rates consumers pay to borrow money aren’t directly linked to this rate, shifts affect what you pay for ...

A significant retreat in U.S. mortgage rates has provided a glimmer of opportunity for prospective homebuyers, with the average 30-year fixed loan falling to 6.17% this week, its lowest point in over ...

Federal Reserve rate cuts often spark widespread speculation and misunderstanding about their immediate effects on the economy and personal finances. Despite common beliefs, these cuts do not always ...

For more than two weeks now during the government shutdown, Imelda Avila-Thomas has been trying in vain to get approved for unemployment compensation to help cover essentials such as food and mortgage ...

The average rate on a 30-year U.S. mortgage fell for the fourth week in a row to its lowest level in more than a year. Lower mortgage rates boost home buyers’ purchasing power. They also benefit ...

High frequency indicators point to a steady U.S. economy with strong consumer spending and stock market gains. Learn why ...

Ending the program as of Dec. 1 is just another way for Fed officials to ease financial conditions, albeit through different channels than a rate cut would. Changes to the Fed's balance sheet impact ...

In a new report, LendingTree revealed how the Fed’s cutting rates and other factors are keeping more money in homeowners’ ...

Plus, a Fannie-Freddie IPO may not come until 2026, and the Senate advances an NAHB-backed bill even as the weeks-long government shutdown drags on.

Over the course of two years, it’s a more meaningful cut – financing is 15% cheaper today than the $7.08 cost per $1,000 ...

USDA loans were created to promote homeownership in rural areas among low- and moderate-income households. The states where USDA loans have been the most popular in 2025 include Louisiana, where 10% ...

Federal Reserve liquidity facilities caught fire on Friday as month-end pressures pushed a key lending tool to a record level of usage.