Jan 9, 2005 · What Is a Home Equity Loan? A home equity loan—also known as an equity loan, home equity installment loan, or second mortgage—is a type of consumer debt. Home equity …

Nov 11, 2025 · A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt.

Jun 23, 2022 · A home equity loan is a loan you take out against the equity you already have in your home. It gives you fast access to cash, with a predictable, long-term repayment schedule. …

Jan 5, 2026 · A home equity loan is a type of loan that lets you borrow a lump sum of money by tapping the equity in your home while using your home as collateral to secure the loan.

Feb 20, 2025 · A home equity loan is a type of second mortgage that lets you borrow cash using your home’s equity as collateral. It’s called a second mortgage because most people who get …

Jan 14, 2025 · Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

Sep 11, 2025 · A home equity loan is a type of loan that allows homeowners to borrow money by using their home's equity as collateral. The amount of the loan is based on the value of the …

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

Dec 6, 2023 · A home equity loan lets you borrow against the equity you’ve built in your home, possibly with more favorable terms than an unsecured personal loan or credit card.

Sep 2, 2025 · A home equity loan lets you borrow money against the value of your home's equity to pay for major expenses like home improvements and education costs. Many borrowers of …