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What is credit? . Credit allows you to purchase now and pay later, with interest! Building credit is an important tool. It’s like carrying your financial report card through life. . Don’t mess it up by getting overwhelmed with debt. Credit, when used the right way, can help you build your financial future. . When was the last time you reviewed your credit report? . Download and review your credit report at least annually. You can obtain your free credit report from Equifax, Experian, and TransUn
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