What is ISO 20022? Here are the key points about ISO 20022: It is a standard developed by International Organization for Standardization (ISO) under technical committee TC68 for financial services. It defines a “universal financial industry message scheme” that covers how financial institutions exchange electronic messages (payments, securities, trade services) with richer structured data than older formats. It uses a data-model approach (metamodel, UML, dictionary of business items) and support

XRP & ISO 20022 are at the center of one of the biggest transformations in global payments, and November’s “flip” could mark a major turning point for the future of digital assets. In today’s video, we break down what the ISO 20022 upgrade really means for XRP, why banks and financial institutions are quietly moving toward this new messaging standard, and how this shift could influence liquidity, cross-border payments, and the next phase of blockchain adoption. If you want to understand how XRP