OPM Disability Retirement – The 80% Rule (Explained Simply) If you’re on OPM/FERS disability retirement, there’s an important income limit many federal employees misunderstand. You generally cannot earn more than 80% of your pre-disability salary from wages or self-employment while receiving disability retirement benefits. Here’s what people often miss: • It’s based on earned income • Passive income is treated differently • Going over the limit can put your benefits at risk Understanding how the
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